Long-term care or nursing home?
By Linda T. Cammuso
People generally recognize the importance of long-term care and nursing home planning — just not always when it comes to themselves...
Helping families survive after a death or disability
By Linda T. Cammuso
Death and taxes are certainties in life, we’ve all heard that. What you may not know is that the likelihood of...
The basics: planning tools for everyone
By Cathleen Summers
Now is the time to take the legal steps necessary to ensure that your assets are protected and that your wishes met....
How essential are prenuptial agreements for seniors?
By Linda T. Cammuso
When my clients plan to marry, I advise them that a prenuptial agreement should be considered before they take that life-changing...
Estate planning: Waiting can be costly to your family
By Cathleen Summers
Do you know what happens if you die without a will? The courts will decide who will raise your children, manage your...
Who was supposed to be watching grandma?
By Cathleen Summers
For family caregivers the added stress of the holidays with decorating, shopping, parties and keeping up with all the family traditions is...
The Medicaid five-year look back: The gift that keeps giving
Medicaid will analyze any such gifts or transfers to determine if they are “disqualifying transfers.” If a gift is considered a disqualifying transfer, then Medicaid will assess a “penalty period” based on the value of the gift, which is a period of time during which you will not able to receive Medicaid.
Vital steps to take after you lose a loved one
By Linda T. Cammuso
Losing a loved one is devastating and stressful. From planning burial services and notifying family members and friends, to fulfilling the...
New LTC Insurance law protects consumers
By Linda T. Cammuso
For seniors who own or are considering long-term care insurance, the recent signing of Massachusetts Senate Bill 2359, “An Act Establishing...
Avoiding mismanagement of inheritances by your grandchildren
By Linda T. Cammuso
With the economic challenges families face today, grandparents are increasingly looking to leave an inheritance for their grandchildren — whether to...