Housing Options

By David J. Dowd Moving is a major life stressor at any age. Whether you are young, or old it can be a burden mentally...

By David J. Dowd The best time to sell a house can be a financial or lifestyle decision. A common phrase is, “I wish I...

Increase Your Monthly Cash Flow! Pay Off Your Mortgage & Other Bills!   By Alain Valles, MBA, MS A reverse mortgage gives qualified borrowers the option to...

“The best time to plant a tree was 20 years ago. The second best time is now.” – Proverb When people think of planning for their later years, they think about saving for retirement. This is great, but it is not enough. Planting a tree requires thinking about water, soil and sun. People have more diverse needs. They need food, clothing, shelter, and health care. But they also need to fill their psychological needs. Some need something to do, a purpose in being, a goal. This may be harder to plan for, but it is important none the less.

I hated fifth grade.  Almost 40 years later I can say without exaggeration it remains one of the worst years of my life. It was the first time that I truly had a hard time getting along with others, perhaps because we were all struggling with pre-adolescence in our own way.

Region - The labor participation rate of older Americans is increasing for a variety of reasons. The National Council on Aging  reports that one in five...

By Alain Valles, MBA, MS Are you at least 62 years old and own a home with some equity? Do you wish to have access...

Desire More Cash? For today or tomorrow? By Alain Valles, MBA, MS So many things are causing fear. Globally – world conflict, politics, and inflation. Personally...

Know your options - Take action By Alain Valles, MBS, MS I’ve been helping older homeowners for over 20 years navigate how  to financially keep their...

By Sharon Oliver, Contributing Writer REGION - An abode is described as a place of residence, a house or home. The type of structure for...