Use a reverse mortgage to combat stock market anxiety
By Alain Valles
CRMP, MBA, CSA
The prospect of living out one's life in the "golden years" has lost its glow.
Wild stock market swings and a...
Top uses for a reverse mortgage
By Alain Valles,
CRMP, MBA, CSA
A Home Equity Conversion Mortgage (HECM) – often called a reverse mortgage - is a federally insured loan program that...
Are reverse mortgages a scam?
By Alain Valles,
MBA, CRMP, CSA
Home Equity Conversion Mortgages (HECM), more commonly known as reverse mortgages, were authorized by President Ronald Reagan in 1987 and...
Reverse mortgages: financial protection
By Alain Valles, MBA, CRMP, CSA
Hopefully your life has been rewarding and pleasurable. But we all have experienced, or will someday face, life's unexpected...
Reverse mortgages: If you had a magic wand
By Alain Valles
Since 1987, Home Equity Conversion Mortgages (HECMs), also known as reverse mortgages, have been a viable option for hundreds of thousands of...
Save money with FHA loans
By Alain Valles
On Jan. 7 President Obama announced that the Federal Housing Administration (FHA) will drastically lower the cost of FHA mortgage insurance by...
Wake up your lazy asset with new lending option
By Alain Valles
If you are like most people your two largest retirement assets are your investment savings and your home. However, due to its...
Take action before the reverse mortgage rules change in March
By Alain Valles
Over the past 25 years hundreds of thousands of homeowners age 62 years or older have converted the equity in their home...
Reverse mortgage rules have changed
By Alain Valles
The rules covering reverse mortgages changed Nov. 10, 2014. But there is still time to be grandfathered and get a reverse mortgage...
Reverse mortgage retirement success stories
By Alain Valles
There is great joy helping seniors implement a long term home ownership and retirement plan. It is gratifying to see a senior...
