Reverse Mortgages – Take action

By Alain Valles, MBA, MS No regrets. If you are at least 62 years old and own a home with some equity, then you should...
Alain Valles is an expert on reverse mortgages.

A new local resource for senior homeowners

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By Alain Valles, CRMP, MBA, CSA, Managing Director, Helping Hands Community Partners, Inc. “If you give it out in slices it comes back in loaves.” As...

Enjoy your life!

You've worked hard all your life. Now let your home work for you. By Alain Valles, MBA, MS Discover if a Reverse Mortgage is right for...

Use a reverse mortgage to combat stock market anxiety

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By Alain Valles CRMP, MBA, CSA The prospect of living out one's life in the "golden years" has lost its glow. Wild stock market swings and a...

Reverse mortgages: Do you have the answers?

If you are like many seniors you may wake up feeling financially stressed. Concern about having enough money, worry about a lingering home repair, or frustration with credit card or real estate tax payments can be a burden. Even worse is the fear of not having enough money if something should happen in the future.

Stop the pain with a Reverse Mortgage

You've worked hard all your life. Now let your home work for you. By Alain Valles, MBA, MS Financial & Emotional Pain According to the Joint Center...

Reverse mortgages:  Get the facts

I was recently at a local charity event and invariably people asked what I do? My answer is always “I save financial lives by educating people about reverse mortgages and, when appropriated, arrange them.” That’s usually followed by a polite sigh and then the person stating: “Aren’t those bad? Doesn’t the person lose their home to the bank or government? Don’t the kids lose their inheritance? Don’t you have to have no mortgage? Isn’t a reverse mortgage a last resort?” In other words, they’re really asking “Aren’t you just taking advantage of old people?”

It’s not too late to get a reverse mortgage

By Alain Valles Changes are coming for the federally insured Home Equity Conversion Mortgage (HECM), also known as a reverse mortgage. For the past 25...

Reverse mortgage myth busters

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By Alain Valles Reverse mortgages are becoming a crucial component of financial planning for senior homeowners. These government-insured loans, also known as Home Equity Conversion...

Reverse Mortgages – Ask the Expert

By Alain Valles, CRMP, CSA, MS, MBA (Photo Alain Valles, Photo submitted) You are invited to ask the questions. No question is too trivial or...