“For lower-income individuals, I would say annuities might still make sense if they don’t plan to leave a bequest,” says Gal Wettstein, senior research economist for the Boston College Center for Retirement Research.. (Photo/submitted)

Are annuities right for you?

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By David Wilkening, Contributing Writer REGION - For decades, people have been buying annuities for a lot of reasons that sounded positive. They are long-term...

Recession or depression – Reverse Mortgages as the solution

By Alain Valles, MBA, MS  One of the oldest economic quips is — “a recession is when you lose your job, and a depression is...
Alain Valles is an expert on reverse mortgages.

How are you doing? – A reverse mortgage may allow you to do better

  By Alain Valles, CSA, MS, MBA, Powerhouse Funding Corp. When asked “How are you doing?” do you answer truthfully? I hope you are doing fine health-wise,...
DCU (Digital Federal Credit Union), is a well-known Massachusetts-based credit union, headquartered in Marlborough. Pictured is the Solomon Pond branch in that city. Photo/Submitted

Credit unions offer an alternative to big banks for consumers

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By Debbie Spingarn, Contributing Writer REGION - If you’re tired of high banking fees, long telephone hold times and poor customer service, maybe your current...

Stop the pain with a Reverse Mortgage

You've worked hard all your life. Now let your home work for you. By Alain Valles, MBA, MS Financial & Emotional Pain According to the Joint Center...
A digital asset is essentially anything that is created and stored online that is uniquely identifiable and possesses value of some kind.

Managing your digital assets is becoming essential for comprehensive estate planning

By Colin McCandless, Contributing Writer  REGION - In this digital age, the bulk of our personal and financial resources reside online, from bank accounts, savings...
“Retirees are likely to see another sizable increase in their Cost-of-Living Adjustment (COLA) for their Social Security payments in 2023,” due to higher interest rates, says Susan Moore of Moore Financial Advisors in Watertown. Photo/Submitted

Higher interest rates are a double-edged sword

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By Sharon Longo, Contributing Writer REGION - Having some money set aside may provide a sense of security, but many people often feel insecure when...