Not so golden years, money gap remains

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William Kistler views retirement like someone tied to the tracks and watching a train coming. It’s looming and threatening, but there’s little he can do.

There’s no need to be afraid of a reverse mortgage

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By Alain Valles You’ve heard bits and pieces about reverse mortgages. Perhaps you have read an article, or had a friend suggest that you get...

The new reverse mortgage: A wise decision

By Alain Valles You’ve worked hard, sacrificed for the kids, tried to save for retirement and chipped away at your mortgage. But now you need...

Heirlooms’ value shifts from sentiment to cash

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“Children don’t know what to do with all this stuff, and don’t have room for it, and just get to the point that they throw their hands up and say, ‘This has got to go.’ ”

If you need cash, find it at home

By Alain Valle News reports tell us the economy is getting better. But for many older people the recession continues to impact their quality of...

High fees eroding many 401(k) retirement accounts

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Adding up to a modest-sounding 1 percent a year — would erase $70,000 from an average worker’s account over a four-decade career compared with lower-cost options.

5 signs U.S. job market finally accelerating

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More workers in the prime 25- to 54-year-old age group are finding jobs. The winter freeze was less destructive to hiring than had been assumed. Layoffs have declined since February. And an increase in hours worked suggest that incomes will rise.

Know the true cost when making a decision

By Alain Valles With recent improvements made by the federal government to the reverse mortgage program, the cost of most reverse mortgages have dropped by...

Could a market decline help your 401(k)?

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Money managers say take a breath — downturns could offer opportunities to strengthen your retirement savings for the long run.

Reverse Mortgage: How to make the right decision

 By Alain Valles Does it makes sense for you to get the newly improved, federally insured reverse mortgage? A decision like this can seem overwhelming....