Save money with FHA loans
By Alain Valles
On Jan. 7 President Obama announced that the Federal Housing Administration (FHA) will drastically lower the cost of FHA mortgage insurance by...
Wake up your lazy asset with new lending option
By Alain Valles
If you are like most people your two largest retirement assets are your investment savings and your home. However, due to its...
Identity theft victims face months of hassle
As soon as Mark Kim found out his personal information was compromised in a data breach at Target last year, the tech worker signed up for the retailer’s free credit monitoring offer.
Take action before the reverse mortgage rules change in March
By Alain Valles
Over the past 25 years hundreds of thousands of homeowners age 62 years or older have converted the equity in their home...
Ways to prepare for possible long-term care costs
Many of us hold on to an idyllic vision of our golden years, imagining we’ll be in good health and living self-sufficiently in our own home.
Reverse mortgage rules have changed
By Alain Valles
The rules covering reverse mortgages changed Nov. 10, 2014. But there is still time to be grandfathered and get a reverse mortgage...
What to expect from your bond mutual fund
When stock markets tumbled around the world recently, bond funds remained solid once again.
Reverse mortgage retirement success stories
By Alain Valles
There is great joy helping seniors implement a long term home ownership and retirement plan. It is gratifying to see a senior...
Combatting financial abuse
Just because the elder’s decision seems bad, doesn’t make it (the financial proposal) wrong or exploitative.
Program may help Americans unprepared to retire
By Alain Valles
Two recent nationwide studies have concluded that that a large percentage of Americans are not financially prepared for retirement, and will not...
