Home Sweet Home

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I love my home.   I love my independence.   I love my reverse mortgage. Home Sweet Home “I love my home.  I’m getting older.  I want to be financially...

Reverse mortgages: ‘Lean on Me’

By Alain Vallès, CSA, MS, MBA, Managing Director Helping Hands Community Partners, Inc. 781-724-6221/av@hhcp.org   Many of us are currently facing very tough economic times and uncertainty.  And...

Aging issues can put retirees’ money at risk

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Years of handling your own finances and investments sharpen the ability to make sound decisions. But failing to prepare for the day when growing older hampers your judgment can be costly at an age when more is at stake.

Joseph McManus, RICP®, Financial Planner, Prudential Advisors

Helping you navigate your finances as you plan for retirement   By Bonnie Adams, Managing Editor Marlborough - Last December the U.S. Congress passed, and President...
Alain Valles is an expert on reverse mortgages.

Reverse mortgages – FEAR or F.E.A.R.?  

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By Alain Valles, CRMP, CSA, MS, MBA FEAR: (1) an unpleasant often strong emotion caused by anticipation or awareness of danger; (2) anxious concern; (3)...

Reverse mortgage rules are changing

By Alain Valles, CRMP, CSA, MBA For the past 25 years reverse mortgages have allowed hundreds of thousands of homeowners 62 years old or older...

Baby boomers near 65 with retirements in jeopardy

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“The situation is extremely serious because baby boomers have not saved very effectively for retirement and are still retiring too early,” said Olivia Mitchell, director of the Boettner Center for Pensions and Retirement Research at the University of Pennsylvania.

Are Reverse Mortgages good or bad?

Learn From A Local Expert By Alain Valles, MBA, MS A reverse mortgage gives qualified borrowers, 62 years old or older, the option to receive cash...

Second marriages pose challenges in estate, benefits planning

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Second marriages are as common in the 50 plus population as they are with younger married couples. Couples who have remarried are often unaware of the legal and financial implications of their marriage.

High fees eroding many 401(k) retirement accounts

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Adding up to a modest-sounding 1 percent a year — would erase $70,000 from an average worker’s account over a four-decade career compared with lower-cost options.