Know your options – Take action
781-724-6221
By Alain Valles, MBS, MS
I’ve been helping older homeowners for over 20 years navigate how to financially keep their homes. Reverse mortgages are an essential solution to provide access to cash today or when needed for home owners who are at least 62 years old and own a home with some equity. As an educator about reverse mortgages, I am available to answer your questions and review your options.
Why am I concerned and why should you be?
Homeowners are facing unprecedented financial assaults to their ability to keep their homes including:
- High Inflation & High Interest Rates – your social security is no longer equally covering your housing expenses, medical bills, and food costs. Credit card and home equity lines are costing more.
- Stock market is dropping – if your retirement is based on stocks, you’ll be faced with selling in a down market to make ends meet.
- Stress and worry – studies show chronic stress is on the rise which causes high blood pressure, heart disease, depression, and anxiety. This can lead to taking the smile off of your face and diminishing the quality of your life.
There is a solution but you must take the first step!
If you need cash today or want to make sure you have access to funds in the future, then please learn how a reverse mortgage works and if it is a good option for you.
A reverse mortgage may provide tax-free cash with NO required monthly mortgage payment. You are, of course, required to pay your real estate taxes and insurance.
A great place to start is get your free “Use Your Home to Stay at Home”
36-page book. This is the official reverse mortgage consumer booklet approved by
the U.S. Department of Housing & Urban Development and published by the National Council on Aging.
To receive your free copy, please call me at (781) 724-6221 or email me at av@powhse.com.
I am also available to evaluate your specific situation, answer your questions, and calculate how much money is available to you.
Alain Valles was the first designated Certified Reverse Mortgage Professional in New England. He obtained a Master of Science from the M.I.T. Center for Real Estate, an MBA from the Wharton School, and graduated summa cum laude from UMass Amherst. He is the senior reverse mortgage loan officer MLO#7946 at Powerhouse Funding Corp. NMLS #1740551. He can arrange but does not make loans. Alain can be reached directly at (781) 724-6221 or by email at av@powhse.com.
