Archive | Legal

Doing your will online could be dangerous

By Linda T. Cammuso Thousands of individuals sidestep using an estate planning attorney to create their wills and other estate planning documents. Instead, they turn to online “will kits” in the belief that the overall cost is less. While the desire to save money is understandable, in the end this choice can be far more [...]

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Raising your grandchildren? Estate planning a must

By Linda T. Cammuso Today, more grandchildren are living with grandparents than ever before. According to data collected over the past 40 years, the number of children in the United States being raised by their grandparents has climbed steadily, more than doubling from 3 percent in 1970 to 7 percent in 2010. There are many [...]

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Urge your adult children to have their own estate plan

By Linda T. Cammuso Most informed seniors have an estate plan, but what about their adult children? All too often, estate planning is perceived as a need for only the older (and wealthier) generation. However, younger people, especially those with minor children, need to have an estate plan (a will, durable power of attorney, health [...]

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Aid & Attendance for veterans: Changes on the horizon

By Linda T. Cammuso Aid and Attendance is a program of the Veterans Administration (VA) that provides benefits for veterans and surviving spouses who require regular help from a caretaker to assist with eating, bathing, dressing and undressing, medications and personal care. Blind individuals, patients who are in a nursing home because of mental or [...]

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Selecting the right person to handle your estate plan

By Linda T. Cammuso Choosing the personal representative (the new term in Massachusetts for “executor”) of your estate is one of the most important decisions in the estate planning process.  Likewise, if you have one or more trusts, choosing a trustee to act in the event of your death or disability is critical. In selecting [...]

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New LTC Insurance law protects consumers

By Linda T. Cammuso For seniors who own or are considering long-term care insurance, the recent signing of Massachusetts Senate Bill 2359, “An Act Establishing Standards for Long-Term Care Insurance,” sets new and tough standards for policies and institutes positive consumer protections that offer better quality, availability and choice with respect to these policies. Long-term [...]

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